Laws and Regulations

Laws and Regulations Links

• Equal Credit Opportunity Act Full searchable text provided by Cornell Legal Information Institute.
  
• Equal Credit Opportunity How the Equal Credit Opportunity Act (ECOA) protects consumers.
  
• Federal Trade Commission Primary government agency that enforces credit laws.
  
• Fair Credit Reporting Act FTC Educational material and staff opinions on the FCRA.
  
• Fair Debt Collection Practices Act FTC Educational material and staff opinions on the FDCPA.
  
• Consumer Leasing Act Full searchable text provided by Cornell Legal Information Institute.
  
• FTC OPT-OUT Information Explains consumer choices regarding the sharing of personal information.
  
• Fair Credit Reporting How the Fair Credit Reporting Act (FCRA) protects consumers.
  
• Electronic Fund Transfer Act Full searchable text provided by Cornell Legal Information Institute.
  
• Home Ownership and Equity Protection Act Full text provided by Cornell Legal Information Institute.
  
• The Fair Credit Reporting Act Amendment Discusses the 1997 amendments and has links to more information about the Act.
  
• Fair Debt Collection Practices Act Full text of the law governing third party collection of debts.
  
• Identity Theft and Assumption Deterrence Act Full text of the identity theft law.
  
• The Consumer Law Page Consumer law links provided by The Alexander Law Firm.
  
• Fair Credit Billing Act FTC summary of the law governing "open end" credit accounts.
  
• Nolo.com Legal Encyclopedia Information regarding debt and the wise use of credit.
  
• Legal Information Institute An overview of consumer credit law with links to additional sources.
  
• Credit Repair Organizations Act Full text of the law regulating credit repair organizations.
  
• Consumer Handbook to Credit Protection Laws Federal Reserve's guide to consumer credit laws.
  
• Fair Credit Reporting Act The complete text (as of 07/1999) of the law governing credit reporting.